Affordable Health Coverage & Medicare Guidance Built Around You
Lifestyle Advisors is your personal health insurance team of independent brokers licensed in 12 states and counting, and genuinely invested in finding the right fit for you. Whether you’re an individual, a family, or a small business owner, we cut through the complexity so you get the coverage you need without overpaying for what you don’t.
Health coverage for every situation
Whether you’re self-employed, turning 65, running a small business, or looking for a natural health-first approach — there’s a solution for you.
Individual & Family Plans
Find a plan balancing premium, deductibles, and networks based on your income. Annual Enrollment runs Nov 1 – Jan 15.
Learn moreMedicare Planning
Turning 65 or retiring? We compare Advantage plans, supplements, and Part D so you avoid penalties and choose the right fit.
Learn moreMedical Cost Sharing
A growing alternative to traditional insurance — members share costs as a community, often with lower monthly expenses. Enroll any time.
Learn moreDirect Primary Care
A flat monthly membership with your doctor — unlimited visits, no copays, discounted labs. Pairs perfectly with a cost-sharing plan.
Learn moreSmall Business Benefits
Group health for 1–19 employees. We guide you through ICHRA, HRA, MEC, high-deductible plans, and self-funded options. Includes a free needs assessment.
Get a free assessmentTravel & Ancillary Plans
International travel health insurance, dental, vision, and indemnity products. Protection wherever life takes you.
Explore optionsNatural Health & Self-Care
Wellness starts before insurance. Explore natural remedies, lifestyle strategies, and preventive approaches that reduce your need for coverage.
Explore resources
Protecting what matters most — wherever life takes you
Whether you’re traveling internationally, needing dental coverage, or looking for additional protection beyond your primary plan, we have options to keep you covered.
- International travel health insurance through Blue Cross Blue Shield Global
- Dental and vision plans with immediate coverage options
- Indemnity and supplemental health products
- Short-term medical coverage for coverage gaps
Real people, real results
Replace these with actual client quotes from your Google Business reviews for maximum impact.
Amy made the whole Medicare process so much less stressful. She explained every option clearly and found me a supplement plan that saved me hundreds per month.
As a small business owner I had no idea where to start. Amy laid out every option — we set up a group plan our whole team loves, and it was more affordable than I expected.
I switched to a health share program on Amy’s advice and cut my monthly costs nearly in half. She made sure I understood everything before I signed anything.
Answers to questions we hear every day
Can’t find what you need? Call or email Amy directly — no question is too small.
View all FAQsMedicare Advantage (Part C) replaces Original Medicare through a private insurer — usually lower premiums but restricted to a provider network. A Medigap supplement works alongside Original Medicare covering the 20% gap, with access to any provider that accepts Medicare — no network limits.
Special Enrollment Periods are triggered by life events like losing job-based coverage, getting married, having a baby, or moving. Medical cost-sharing programs have no enrollment window — start any month. Medicare has specific windows based on your birthday and retirement date.
Subsidies (Advanced Premium Tax Credits) are based on household income and size. Many people qualify and don’t realize it. As a MNSure Certified Assister, Amy can check your eligibility and help you apply at no cost to you.
No — broker fees are paid by the insurance carrier, not you. You pay the exact same premium whether you go through a broker or directly. You just get personalized guidance and ongoing support at no extra charge.
DPC is a monthly membership with your primary care doctor — typically $50–$100/month — covering unlimited visits with no copays. Pair it with a high-deductible plan or health share program for major events, and you get comprehensive coverage at a lower total cost.
Let’s find the right plan for your situation
Schedule a free, no-pressure consultation. We’ll review your coverage, compare your options, and map out a strategy that works for your budget and your health.
“If any of you lack wisdom, let him ask of God, that giveth to all men liberally, and upbraideth not; and it shall be given him.” James 1.5