Medicare Plans and Services

We help you find ways to save money every month on health care by offering a free review of your Medicare plan, medicines costs and out-of-pocket expenses. Need help signing up for Medicare? Click the link below to schedule an appointment with us:

Supplemental “Medigap” carriers:

• Covers 20% not covered by Medicare
• No network
• Optional riders for Part A deductible, Excess B Charges, and Preventative

Medicare Advantage (Medicare Replacement) plans: Click here

• PPO, HMO Include Part D, most offer dental and vision and hearing benefits, Fitness benefit, OTC, and more

PDP or Part D Plans:

• Pharmacy and medicine coverage

To avoid the Part D penalty, you must enroll in a formulary plan within 63 days of starting your Part B -whether you take medicine or not.

Wellcare

ENROLL HERE

• Low cost option for people that take no medicine or very little.

Silverscript

BlueRX

AARP MedicareRX

GoodRX

• Use this discount card when paying cash.  Sometimes you save money paying cash rather than using a formulary.

Under 65:

• Disabled and eligible for Medicare

65 Eligible:

• Turning 65 in the next 6 months?  You can enroll in a Medicare Advantage plan (Part C) or Medigap plan up to three months before your 65th birthday, and three months after your birth month as long as you have ‘turned on’ Parts A & B.

Retiring over 65:

• To avoid the Part B penalty, you should start Part B within 63 days of leaving your employer health plan.

Veteran Benefits:

• If you are eligible for VA or military benefits, you can also enroll in a medicare plan.  However it may not be advantageous to do so.  Please contact us to see if you qualify or if it is right for you.