Medicare Planning
Do you Need help signing up for Medicare? Contact Us
Under 65:
- Disabled and eligible for Medicare
65 Eligible:
- Turning 65 in the next 6 months? You can enroll in a Medicare Advantage plan (Part C) or Medigap plan up to three months before your 65th birthday, and three months after your birth month as long as you have ‘turned on’ Parts A & B.
Retiring over 65:
- To avoid the Part B penalty, you should start Part B within 63 days of leaving your employer health plan.
Veteran Benefits:
- If you are eligible for VA or military benefits, you can also enroll in a medicare plan. However it may not be advantageous to do so. Please contact us to see if you qualify or if it is right for you.
Medicare Plans and Services
We help you find ways to save money every month on health care by offering a free review of your Medicare plan, medicines costs and out-of-pocket expenses. Need help signing up for Medicare? Click the link below to schedule an appointment with us:
Supplemental Insurance “Medigap” carriers:
- Covers 20% not covered by Medicare
- No network
- Optional riders for Part A deductible, Excess B Charges, and Preventative
Medicare Advantage (Medicare Replacement) plans: Click here
- PPO, HMO Include Part D, most offer dental and vision and hearing benefits, Fitness benefit, OTC, and more
PDP or Part D Plans:
- Pharmacy and medicine coverage
ABOUT US: We take the time to analyze all of your health care entitlements, insurance, and cash options. We work with you to create a health care strategy that you can live with and feel good about. Contact Me
Medicareful
Click on the link above to learn more medicare original as well as a new MSA plan available in Minnesota. Carrier funds your medical savings account to be used like a debt card for all medical and health care related services and products.
Please contact us to learn more about this plan that pays YOU!
To avoid the Part D penalty, you must enroll in a formulary plan within 63 days of starting your Part B -whether you take medicine or not.
Wellcare
- Low cost option for people that take no medicine or very little.
Silverscript
BlueRX
AARP MedicareRX
GoodRX
- Use this discount card when paying cash. Sometimes you save money paying cash rather than using a formulary.
Annual Medicare Handbook:
Over-the-Counter Benefits by carrier:
Shop by carrier:
Do you Need help signing up for Medicare? Contact Us
Under 65:
- Disabled and eligible for Medicare
65 Eligible:
- Turning 65 in the next 6 months? You can enroll in a Medicare Advantage plan (Part C) or Medigap plan up to three months before your 65th birthday, and three months after your birth month as long as you have ‘turned on’ Parts A & B.
Retiring over 65:
- To avoid the Part B penalty, you should start Part B within 63 days of leaving your employer health plan.
Veteran Benefits:
- If you are eligible for VA or military benefits, you can also enroll in a medicare plan. However it may not be advantageous to do so. Please contact us to see if you qualify or if it is right for you.
Medicare Plans and Services
We help you find ways to save money every month on health care by offering a free review of your Medicare plan, medicines costs and out-of-pocket expenses. Need help signing up for Medicare? Click the link below to schedule an appointment with us:
Supplemental Insurance “Medigap” carriers:
- Covers 20% not covered by Medicare
- No network
- Optional riders for Part A deductible, Excess B Charges, and Preventative
Medicare Advantage (Medicare Replacement) plans: Click here
- PPO, HMO Include Part D, most offer dental and vision and hearing benefits, Fitness benefit, OTC, and more
PDP or Part D Plans:
- Pharmacy and medicine coverage