Stimulants vs. Benzodiazepines: Know the Difference Two medication classes come up often in conversations with clients: stimulants like Adderall (prescribed for ADHD) and benzodiazepines like Xanax (prescribed for anxiety). They work very differently in the body, and they carry very different risk profiles. Here’s what’s worth knowing about each. Adderall & Stimulants What they’re for:…
Introducing “Health Plan Strategies & Education Nuggets” — Our New Weekly Webinar Starting Wednesday, August 5 at 11:30 AM, Lifestyle Advisors is launching a free weekly webinar series designed to help you actually understand your health coverage, not just enroll in it. Every Wednesday, we’ll open with a quick recap of that week’s article, then…
ICHRA Explained: A Defined-Contribution Model Built for Employers of Any Size If you’ve heard the term “ICHRA” thrown around but never gotten a plain-English explanation, here’s the short version: it’s a way for employers to fund employee health coverage without sponsoring a traditional group plan at all. The basic mechanics An Individual Coverage Health Reimbursement…
Making the Switch to ICHRA: A Step-by-Step Timeline for Employers If the last four articles have you convinced ICHRA is worth exploring, the next question is usually: “Okay — so how does this actually happen?” Here’s a realistic timeline for switching from a traditional group plan to an ICHRA, from first conversation to first reimbursement….
How Employees Win When You Switch to ICHRA: More Choice, Same Predictable Cost to You Every conversation about switching benefit structures eventually comes to the same question from an employer: “Will my employees actually like this, or will it feel like I took something away?” It’s a fair question. Here’s the honest answer: when it’s…
Small Business or Large Group: Does ICHRA’s Math Change With Company Size? One of the most common questions we hear from employers considering ICHRA is some version of: “Does this even work for a company my size?” Whether that’s five employees or five hundred, the honest answer is yes — but the mechanics differ a…
HSA vs. FSA: Which Saves You More on Healthcare in 2026 Both a Health Savings Account (HSA) and a Flexible Spending Account (FSA) let you set aside pre-tax money for healthcare costs — but they work differently enough that picking the wrong one, or not understanding the one you have, can cost you real money….
ICHRA for Family Businesses and Very Small Employers: What Actually Works (and One Thing to Watch For) If you run a family business or a very small company, you’ve probably felt this tension before: you want to take care of the people who work for you, including family members on the payroll, but traditional group…
Stay Home, Raise Your Babies — MightyWell Makes It Possible There’s a conversation that happens in young families, usually around the time the baby is about three months old. It goes something like this: I don’t want to go back yet. I know. But we need the insurance. And that’s it. That’s the whole thing….
A NOTE FROM AMY We’re Growing — and I Want You to Meet the Team Lifestyle Advisors now serves clients across 12 states with two new advisors joining the mission. When I started Lifestyle Advisors, I had one goal: help people navigate a healthcare system that was not designed with them in mind. Not the…
