Travelling without insurance could leave you paying a hefty price if something were to go wrong.

Depending on the policy, travel insurance pays out in a wide range of circumstances.

Most policies include cover for:

• lost or stolen bags (with baggage cover an extra in some policies)
• emergency medical expenses, such as the cost of treatment and getting you home
• the costs of cancelling, delaying or cutting your trip short (with cancellation cover sometimes an additional extra)
• disruptions to travel or accommodation, such as delays and cancellations
• end supplier failure, this is when a company like their airline, hotel or tour company you’re using goes out of business and can no longer fulfil your booking
• legal costs, in case you’re sued for damaging property or causing injury.

The exact cover available will vary significantly between different insurers and policies. So it’s important to know what you need covered and be familiar with the policy wording before you buy.

Travel Insurance CARRIER QUOTES: