Travel & International Health Insurance
Your domestic plan stops at the border. Whether you're taking a trip abroad, working overseas, or living as an expat, we connect you with trusted international coverage — so you're protected wherever you go.
Why travel health insurance matters
Most U.S. health plans — including HMOs and many PPOs — won't pay for care outside their network. That includes international travel, but also domestic road trips, cabin stays, or time in another state. A travel plan fills that gap.
International travel
Emergency care, hospitalization, and evacuation covered in 190+ countries.
Expat & living abroad
Long-term plans for individuals and families relocating or working outside the U.S.
Domestic out-of-network
HMO members: travel insurance covers out-of-network care when you're away from home.
Trip protection
Coverage for trip cancellation, interruption, and baggage loss depending on the plan.
Our travel insurance partners
As an independent broker, Lifestyle Advisors works with leading international health insurance carriers to find the right fit for your trip or lifestyle.
International & Travel Medical Insurance
Formerly GeoBlue. Now Blue Cross Blue Shield Global Solutions℠ — covering individuals, families, expats, and frequent travelers in 190+ countries with 24/7 support.
- Single trip plans up to 182 days
- Multi-trip annual plans for frequent travelers
- Long-term expat & living abroad coverage
- Students, missionaries & maritime crew options
- Unlimited telemedicine visits included
- Direct billing network — no upfront payment
Blue Cross Blue Shield Global Solutions is the trade name of Worldwide Insurance Services, LLC (Blue Cross Blue Shield Global Solutions Insurance Services in California and BCBS Global Solutions Insurance Services in New York), an independent licensee of the Blue Cross and Blue Shield Association.
TravelGap® Single Trip Plans
HTH Worldwide's TravelGap® plans provide short-term international travel medical coverage with elite English-speaking providers in 190+ countries, 24/7 assistance, and a money-back guarantee. Underwritten by Nationwide Mutual Insurance Company, rated A+ Superior by A.M. Best.
- TravelGap® Voyager — No primary insurance required; pre-existing condition exclusion applies
- TravelGap® Excursion — Requires primary insurance; covers most pre-existing conditions
- Up to $1,000,000 in medical coverage; coverage to age 95
- Emergency evacuation up to $500,000
- Trip interruption & baggage loss protection
- No pre-certification penalty for hospitalization
- Covers illnesses & injuries related to terrorism
- mPassport® app — provider finder, medicine lookup, medical translation
- Money-back guarantee if cancelled before departure
International Travel Medical Insurance
IMG Global offers a broad range of international medical insurance plans for travelers, expats, students, and groups — with flexible options to fit nearly any travel scenario or budget.
- Short-term travel medical plans for individuals & families
- Long-term expat & international living coverage
- Student & group international plans available
- Emergency medical evacuation & repatriation
- 24/7 multilingual assistance services
- Coverage for pre-existing conditions on select plans
Plan resources & downloads
Review plan details, compare options, and share with someone you're traveling with.
Not sure which plan is right for you?
Book a free consultation and we'll walk through your travel situation and find the coverage that fits — no pressure, no jargon.
Talk to Amy