Complete Health Benefits Memberships
Zion Health – Essential – Major Medical with Add-on Features Learn more
Zion Health Direct Members enjoy all the amazing sharing features of the Zion Health community. ZH-Snapshot-Guidelines
This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.
- Co-pay Advantage Plan Brochure Add Major Medical Cost Membership Sedera Level 3 pricing
- HDHP (HSA eligible) NCBA HDHP-Basic MEC Enrollment Guide Add Sedera Level 1 pricing
MPB Secure – Zion Health | Planstin – One to four employees (Brochure)
- Benefit: Medical Cost Sharing, Telehealth, Navigation & Negotiation Help, Cost & Quality Shopping, Care connect
- Feature: Minimum Essential Coverage Plan, Pharmacy Benefit Plan, Personal Medical Records Vault, QR Life Code, Life Care (EAP/MAP), Healthcare Discounts
- Health Savings Account: Compatible
- ACA Tax Penalty Compliant: Including those with penalties.
There is Help to Pay Medical and Dental Expenses.
Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.
HMA – Health Matching Account Services
The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time.
Learn more about HMA Prepaid Medical Claims Visa Card
WHAT IS DIRECT PRIMARY CARE (DPC)? A personal relationship with your doctor. A doctor that sees you through wellness and recovery without insurance interference. Usually pay a monthly subscription for care throughout the year. Less stress, better care and keep more of your money.
Independent Doctors and Clinics -
No Insurance, No Problem! Clear and transparent pricing and exceptional service! This is a good choice if you want a old fashion doctor relationship and pay as you go at a fair price.
Visit the TheDrsHouse. Better-than-concierge medicine for adults. Dr. Adepero Okulaja’s clinic has been designed to make her patients feel more like they are visiting a contemporary home vs. the stark look of many medical offices.
For Families - Visit Parkway Clinic. One of the most important decisions you will make is choosing a health care provider for you and your family.
PrimaCare Direct. Subscription DPC Flat monthly fee $75/ per person at your selected clinic. Great for people with regular medical needs.
Your Doctor My patients enjoy convenient office visits, personal communication via phone, e-mail, text, and much more.
Health care without primary care
Much of the monthly premium expense is funding primary care office visits that most people or more and more people are not using because they are healthy and in most cases their own doctor, self insuring the small stuff and protecting against the big unforeseen injury, illness, accident or diagnosis. Membership cost sharing allows you to choose ANY provider and a PERSONALIZED recovery plan, meaning other modalities like homeopathy, integrative, functional, naturopath, care can be sharable.
Sedera Access Learn more
Sharing is Saving - Medical Cost Sharing is a surprisingly affordable non-insurance solution to manage large healthcare costs. Unlike other options, this approach is centered entirely around people helping people. Our Members share one another’s medical burdens and shop for the best care at the best price. In doing so, we support one another’s physical and financial health. Membership GUIDELINES
Shop Health Services.
Procedure Price lookup. This is the allowable amount Medicare insurance will pay for a procedure.
Questions about your situation? Schedule time
Medical Cost Sharing Worksheet. MCS Education 2023
Health Needs Assessment PDF
Medicare-Education worksheet
No Insurance, No Problem, Pay as you-Go or Shop your insurance benefits here!
Need a Lab? Try fairpricelabs.com for most or all your blood/urine testing.
Results can be sent you and the physician. Shop Labs at your doctor's office!
Shop Medicine prices.
Blink Health RX look up for the best price.
Mark Cuban Pharmacy
Patient Assistance HERE
Shop Doctors.
TheWedge - Find local Independent Doctors
PHCS - non-insurance Network
SEDERA Referral Map - Find independent providers nationwide.
WOW Health Solutions - Provider Exchange
Shop Health Insurance.
MNSure Assister ID 5503492
Federal Marketplace HealthSherpa
Shop Dental Insurance.
Delta Dental (deltadentalmn.org)
1Dental.com
Careington Dental Savings
Learn more Medi-Share is an innovative health care solution for Christians looking to save money without sacrificing on quality. As the nation’s largest health care sharing community, Medi-Share members take comfort in knowing their eligible medical expenses will be shared by their community. Statement-of-faith Enrollment Guidelines PHCS Network Exemption Senior Assist
Life Insurance
Have insurance needs? We broker most Insurance carriers for:
- Annuities
- Life Insurance
- FINAL EXPENSE Insurance
- Disability Income – Short and Long Term
- Supplemental and Ancillary
- Long Term Care