Complete Health Benefits Memberships

This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.

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• Co-pay Advantage Plan Brochure  Add Major Medical Cost Membership Sedera Level 3 pricing
• HDHP (HSA eligible) NCBA HDHP-Basic MEC Enrollment Guide  Add Sedera Level 1 pricing

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MPB Secure – Zion Health | Planstin – One to four employees (Brochure) 

•  Benefit: Medical Cost Sharing, Telehealth, Navigation & Negotiation Help, Cost & Quality Shopping, Care connect
•  Feature: Minimum Essential Coverage Plan, Pharmacy Benefit Plan, Personal Medical Records Vault, QR Life Code, Life Care (EAP/MAP), Healthcare Discounts

Learn more. EverydayCARE benefits EverydayCARE WITHOUT Hospitalization Dual ERISA NO HRA

EverydayCARE+with+Hospitalization+UNDER20+EMP Brochure  

EverydayCARE+with+Hospitalization+20+EMP  Brochure

This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.

Learn More 

• Co-pay Advantage Plan Brochure  Add Major Medical Cost Membership Sedera Select+ pricing below.
• HDHP (HSA eligible) NCBA HDHP-Basic MEC Enrollment Guide  Add Sedera Select+ pricing below.

Major Medical without Primary Care.

Sedera Select+  Learn more  Client Overview  application

Sharing is Saving - Membership GUIDELINES

Sedera Brochure Sedera Select

Zion Health - Essential  - Major Medical with Add-on Features  Learn more  Works like having a membership card to show PHCS network pre-negotiated pricing.  Here is a  snapshot-Guidelines.

NOTE: Unless the plan says ERISA compliant, employees may be the only contributors to the monthly cost.  Employers are not allowed to contribute.;-(   Some cost share plans have ERISA compliant components.

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services

The HMA^® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. 

Learn more about HMA Prepaid Medical Claims Visa Card

WHAT IS DIRECT PRIMARY CARE (DPC)?  A personal relationship with your doctor. A doctor that sees you through wellness and recovery without insurance interference.  Usually pay a monthly subscription for care throughout the year.  Less stress, better care and keep more of your money.

Independent Doctors and Clinics -

No Insurance, No Problem!  Clear and transparent pricing and exceptional service!  This is a good choice if you want a old fashion doctor relationship and pay as you go at a fair price.

Visit the TheDrsHouse. Better-than-concierge medicine for adults.  Dr. Adepero Okulaja’s clinic has been designed to make her patients feel more like they are visiting a contemporary home vs. the stark look of many medical offices.

For Families - Visit Parkway Clinic.  One of the most important decisions you will make is choosing a health care provider for you and your family.

PrimaCare Direct.   Subscription DPC  Flat monthly fee $75/ per person at your selected clinic.  Great for people with regular medical needs.

Your Doctor  My patients enjoy convenient office visits, personal communication via phone, e-mail, text, and much more. 

Sedera Access  Learn more  

Sharing is Saving - Medical Cost Sharing is a surprisingly affordable non-insurance solution to manage large healthcare costs. Unlike other options, this approach is centered entirely around people helping people. Our Members share one another’s medical burdens and shop for the best care at the best price. In doing so, we support one another’s physical and financial health.  Membership GUIDELINES

Christian Healhcare Ministries

https://chministries.org/

CHM is the alternative to insurance that gives you freedom over your healthcare decisions.