Small Group (2-9 employees)

Group Health Benefits

Small Group (2-9 employees)

Group Health Benefits

Complete Health Benefits Memberships

This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.

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MPB Secure – Zion Health | Planstin – One to four employees (Brochure) 

  •  Benefit: Medical Cost Sharing, Telehealth, Navigation & Negotiation Help, Cost & Quality Shopping, Care connect
  •  Feature: Minimum Essential Coverage Plan, Pharmacy Benefit Plan, Personal Medical Records Vault, QR Life Code, Life Care (EAP/MAP), Healthcare Discounts
Designed to avoid tax penalties, provide all ACA Preventive Care and allow access to an HSA with verifiable 1099 or Business ID.
  • Health Savings Account: Compatible
  • ACA Tax Penalty Compliant: Including those with penalties.

 

 

Competitive recruitment. 
Increase retention. 

Lower healthcare spending.

Better care that will get used.

With insurance premiums still on the rise, businesses across America have increasingly struggled to provide quality care for their employees. With Redirect Health your business can provide quality healthcare at a price you can actually afford.

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Pay direct for routine care at the time of service, and less than what you would with insurance because of copays, deductibles, and coinsurances. Our packages are perfect as standalone protection, or as supplements to insurance plans.

 

Learn more. EverydayCARE benefits EverydayCARE WITHOUT Hospitalization Dual ERISA NO HRA

EverydayCARE+with+Hospitalization+UNDER20+EMP Brochure  

EverydayCARE+with+Hospitalization+20+EMP  Brochure

 

 

This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.

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Major Medical without Primary Care.

   

Sedera Select+  Learn more  Client Overview  application

Sharing is Saving - Membership GUIDELINES

Sedera Brochure Sedera Select

 

    

Zion Health - Essential  - Major Medical with Add-on Features  Learn more  Works like having a membership card to show PHCS network pre-negotiated pricing.  Here is a  snapshot-Guidelines.

 

NOTE: Unless the plan says ERISA compliant, employees may be the only contributors to the monthly cost.  Employers are not allowed to contribute.;-(   Some cost share plans have ERISA compliant components.

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. 

Learn more about HMA Prepaid Medical Claims Visa Card

 

Primary Care Providers

WHAT IS DIRECT PRIMARY CARE (DPC)?  A personal relationship with your doctor. A doctor that sees you through wellness and recovery without insurance interference.  Usually pay a monthly subscription for care throughout the year.  Less stress, better care and keep more of your money.

Independent Doctors and Clinics -

No Insurance, No Problem!  Clear and transparent pricing and exceptional service!  This is a good choice if you want a old fashion doctor relationship and pay as you go at a fair price.

Visit the TheDrsHouse. Better-than-concierge medicine for adults.  Dr. Adepero Okulaja’s clinic has been designed to make her patients feel more like they are visiting a contemporary home vs. the stark look of many medical offices.

For Families - Visit Parkway Clinic.  One of the most important decisions you will make is choosing a health care provider for you and your family.

PrimaCare Direct.   Subscription DPC  Flat monthly fee $75/ per person at your selected clinic.  Great for people with regular medical needs.

Your Doctor  My patients enjoy convenient office visits, personal communication via phone, e-mail, text, and much more. 

Major Medical Coverage only

 

    

Sedera Access  Learn more  

Sharing is Saving - Medical Cost Sharing is a surprisingly affordable non-insurance solution to manage large healthcare costs. Unlike other options, this approach is centered entirely around people helping people. Our Members share one another’s medical burdens and shop for the best care at the best price. In doing so, we support one another’s physical and financial health.  Membership GUIDELINES

Christian Healhcare Ministries

https://chministries.org/

CHM is the alternative to insurance that gives you freedom over your healthcare decisions.

Shop Health Services.

Procedure Price lookup.  This is the allowable amount Medicare insurance will pay for a procedure.

Hospital Cost Look Up

Questions about your situation?  Schedule time

Medical Cost Sharing Worksheet. MCS Education 2023

Healthy Assessment  PDF

Scope of Appointment PDF

Medicare-Education worksheet

No Insurance, No Problem, Pay as you-Go  or Shop your insurance benefits here!

Need a Lab?  Try fairpricelabs.com for most or all your blood/urine testing.

Results can be sent you and the physician.  Shop Labs at your doctor's office!

 

Shop Medicine prices.

GoodRx logo WEBSITE

Blink Health RX look up for the best price.

  Brochure

Mark Cuban Pharmacy

Patient Assistance HERE 

Shop Doctors.

JoinTheWedge  - Find local Independent Doctors

PHCS  - non-insurance Network

SEDERA Referral Map   -  Find independent providers nationwide.

Provider Exchange. MyWOWHealth.com

Shop Health Insurance.

MNSure  Assister ID  5503492

Federal Marketplace HealthSherpa

 Health Insurance Rate Review Link

Shop Dental Insurance.

Delta Dental (deltadentalmn.org)
1Dental.com
Careington Dental Savings

HealthPartners Dental

Ameritas Dental/Vision

Health Matching Account

 

Medi-Share Carrier at Lifestyle Advisors

Learn more Medi-Share is an innovative health care solution for Christians looking to save money without sacrificing on quality. As the nation’s largest health care sharing community, Medi-Share members take comfort in knowing their eligible medical expenses will be shared by their community.  Statement-of-faith     Enrollment    Guidelines     PHCS Network   Exemption    Senior Assist

Life Insurance

Have insurance needs? We broker most Insurance carriers for:

  • Annuities
  • Life Insurance
  • FINAL EXPENSE Insurance
  • Disability Income – Short and Long Term
  • Supplemental and Ancillary
  • Long Term Care