membership health plans

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Nationwide Independent Doctors directory – out-of-network providers.  We can help you identify your needs and budget.  There are many options to consider for health, wellness, treatment and care.

What do you want for yourself and family and business?

What is a concierge fee?

Concierge medicine, also known as retainer medicine, is a relationship between a patient and a primary care physician in which the patient pays an annual fee or retainer.

WHAT IS DIRECT PRIMARY CARE (DPC)?  A personal relationship with your doctor. A doctor that sees you through wellness and recovery without insurance interference.  Usually pay a monthly subscription for care throughout the year.  Less stress, better care that supports local providers and health freedom. Minnesota PrimaCare Direct is medical clinic subscription service.

Membership Health Plan Communities.

Medical cost sharing communities save members between 30% and 40% on medical procedures and services. Cost sharing is for the major medical event; illness, injury, accident or diagnosis.

10 Best Medical Cost Sharing plans.  Click


Sedera Access  Learn more  

Sharing is Saving – Medical Cost Sharing is a surprisingly affordable non-insurance solution to manage large healthcare costs. Unlike other options, this approach is centered entirely around people helping people. Our Members share one another’s medical burdens and shop for the best care at the best price. In doing so, we support one another’s physical and financial health.  Membership GUIDELINES

FEATURES:

Low Monthly Cost – Monthly Costs start as low as $106 for an individual Member.

Go Anywhere – There’s no such thing as “out-of-network” with Sedera. We go where you go.

Member Advisors – Our expert advisors will help you navigate the complex world of medical care.

Price Transparency – Always know your out-of-pocket costs before you receive care.

Out-of-Pocket Limits – Need-related costs are capped after 3 medical needs for an individual (5 for a family) in a 12-month period.

Expert 2nd Opinions – Get 2nd opinions on surgeries and new diagnoses from some of the world’s top doctors. Exemption

Sedera Medical Cost Sharing community
Health care is good for all

small employer health plans

Zion Health – Direct membership – Major Medical Only  Learn more

Zion Health Direct Members enjoy all the amazing sharing features of the Zion Health community plus the four extra features below. 

TELADOC  Zion Health’s Teladoc Membership provides unlimited consultations 24/7 at no consultation fee. Skip the line at the doctor office and utilize your included 

Zion Health Teladoc Membership!

NETWORK  Access to the PHCS/Multiplan national network of providers.  You can still work with any provider but now gain pre-negotiated costs savings and simplicity using this nationwide PPO network.

Pre-Enrollment. Enrollment.


Our Mission as a Health Care Sharing Ministry, is to help Christians share each other’s medical expenses by providing affordable sharing programs which align with their beliefs. With origins in the Anabaptist faith and a chaplain on staff, we welcome and unite those who agree with our core biblical principles and Statements of Beliefs relating to life, health, and caring for others.

As an ACA-exempt path to health care, OneShare Health offers affordable and flexible medical Sharing Programs. With industry-leading Membership Programs and an unparalleled Member experience, OneShare Health continues to grow our health care sharing Family in most major markets across the country. More like insurance without the high cost.

Find a Provider

mychoice.onesharehealth.com

Medical Cost Sharing

HSA eligible. Minimum Essential Coverage

Preventative visits: 1 per calendar year per family member, $0 co-pay.  Plan covers 100% of the cost for certain preventative health services delivered by your doctor or provider in your plans network.

PHCS Practitioner and Ancillary network

CO-pay plan for more help paying day to day medical expenses.

Includes everything in the MEC plan plus co-pay office visits, specialists, urgent care, labs and imaging. Plan includes a formulary and other discount services.

ADD-ONs to your Medical Cost Sharing plan.

APEX High Deductible is HSA eligible

Zion HealthShare – Major Medical Only  Learn more

Zion Health Direct Members enjoy all the amazing sharing features of the Zion Health community plus the four extra features below. 

TELADOC  Zion Health’s Teladoc Membership provides unlimited consultations 24/7 at no consultation fee. Skip the line at the doctor office and utilize your included 

Zion Health Teladoc Membership

NETWORK  Access to the PHCS/Multiplan national network of providers.  You can still work with any provider but now gain pre-negotiated costs savings and simplicity using this nationwide PPO network.

Pre-Enrollment. Enrollment.


Learn more Medi-Share is an innovative health care solution for Christians looking to save money without sacrificing on quality. As the nation’s largest health care sharing community, Medi-Share members take comfort in knowing their eligible medical expenses will be shared by their community.  Statement-of-faith     Enrollment    Guidelines     PHCS Network   Exemption

Medi-Share Carrier at Lifestyle Advisors

Wow Health for everyone

Virtual urgent care visits – Unlimited

Mental Health Counseling – Unlimited

Medications – Top 400 medications FREE

mywowhealth.com/?ref_id=6324-8984-2741.


Our affordable healthcare plans are an excellent solution to protect against unexpected high medical costs. It’s a freedom-focused, community-driven alternative with no annual or lifetime caps on sharing, where no one is declined based on religious beliefs. Our virtual healthcare platform is an effective preventative solution to access a certified primary care doctor, pediatrician, mental health specialist, or women’s healthcare provider with no time limits at no additional cost 24/7/365 days a year. Plus access to virtual and live counseling for help with all of life’s challenges, including stress, anxiety, depression, relationship struggles, addiction, including employee assistance program. Access up to 12 in-person sessions per member/per year.

MPowering Benefits for self employed

Christian Health Care

Christian Healhcare Ministries

CHM is the alternative to insurance that gives you freedom over your healthcare decisions. CHM is a faith-based alternative to health insurance. It’s a membership-based, nonprofit ministry. As part of a biblical covenant, CHM members step in and help fellow brothers and sisters in Christ pay eligible medical bills according to the CHM Guidelines.