High Maintenance Medicare Plans

People needing more health care maintenance or have an increased risk of hospitalization may prefer an insurance plan that covers what Medicare does not.  And if you take medicines regularly you will want to choose a formulary or Part D plan as well.  The following are insurance Medigap Plans – Supplemental.

 Insurance Medicare Supplement (Medigap)

Selecting a Medicare plan can be complicated, but I am here to help. As your local Licensed Broker Representative, I can walk you through your options.

Most Supplemental plans do not cover medicines. So you will want to consider a stand alone Part D plan to avoid the penalty later.  If you do not take any medicines now but want to avoid the penalty we can help you find a low cost plan like Wellcare

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services

The HMA^® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. 

Learn more about HMA Prepaid Medical Claims Visa Card