Frequent Health Maintenance

5 or more Doctor visits annually

Frequent Health Maintenance

5 or more Doctor visits annually

Comprehensive Healthcare Strategies

When you or a family member requires extra medical care these plans can offer some added value and benefits when paired with other products and alone. If you have Chronic conditions or regular medical needs then traditional insurance may be the best fir for you.  Below you can quote competitive insurance carriers.


APEX Management Group offers two plans that use the PHCS network and include a drug formulary.  These plans pair well with catastrophic coverage, hospital indemnity, disability income insurance and self insured.  The monthly fee for both plans include unlimited Virtual Primary Care and Pharmacy Benefits through CitizensRX.

Summit Plan Brochure

The Summit plan is a good choice if you or a family member take medicines regularly and/ or need frequent office visits beyond the annual preventative exam since this plan offers doctor visit and specialist copays.

HDHP Essential Plan Brochure

The High Deductible plan is a good choice if you want HSA(Health Savings Account) eligbility, ACA compliance with annual preventative exam included in the plan, all other visits are out-of-pocket or from the HSA....

Add Sedera Major Medical Cost Sharing Pricing

Affordable Primary Care Office Visits 

WHAT IS DIRECT PRIMARY CARE (DPC)?  A personal relationship with your doctor. A doctor that sees you through wellness and recovery without insurance interference.  Usually pay a monthly subscription for care throughout the year.  Less stress, better care and keep more of your money.  Search your ZIP code for independent subscription model primary healthcare.



  Learn more

Zion Health Direct Members enjoy all the amazing sharing features of the Zion Health community.  ZH-Snapshot-Guidelines




Medi-Share Carrier at Lifestyle Advisors

Learn more Medi-Share is an innovative health care solution for Christians looking to save money without sacrificing on quality. As the nation’s largest health care sharing community, Medi-Share members take comfort in knowing their eligible medical expenses will be shared by their community.  Statement-of-faith     Enrollment    Guidelines     PHCS Network   Exemption    Senior Assist

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. 

Learn more about HMA Prepaid Medical Claims Visa Card


Shop Health Services.

Procedure Price lookup.  This is the allowable amount Medicare insurance will pay for a procedure.

Hospital Cost Look Up

Questions about your situation?  Schedule time

Medical Cost Sharing Worksheet. MCS Education 2023

Healthy Assessment  PDF

Scope of Appointment PDF

Medicare-Education worksheet

No Insurance, No Problem, Pay as you-Go  or Shop your insurance benefits here!

Need a Lab?  Try for most or all your blood/urine testing.

Results can be sent you and the physician.  Shop Labs at your doctor's office!


Shop Medicine prices.

GoodRx logo WEBSITE

Blink Health RX look up for the best price.


Mark Cuban Pharmacy

Patient Assistance HERE 

Shop Doctors.

JoinTheWedge  - Find local Independent Doctors

PHCS  - non-insurance Network

SEDERA Referral Map   -  Find independent providers nationwide.

Provider Exchange.

Shop Health Insurance.

MNSure  Assister ID  5503492

Federal Marketplace HealthSherpa

 Health Insurance Rate Review Link

Shop Dental Insurance.

Delta Dental (
Careington Dental Savings

HealthPartners Dental

Ameritas Dental/Vision

Health Matching Account


DIY Quote Health Insurance (off exchange)

We broker popular Minnesota carriers like United Health Care, UCare, Blue Cross Blue Shield, Medica, Aetna Allina and more.

If you don't qualify for income adjusted premiums, we found the most affordable insurance plans for individuals below click the link to quote your own plan.