Coverage that fits your life
not a generic plan
From health insurance to Medicare to dental, travel, and beyond — Amy finds the right plan for your family and your budget across 11 states.
We work with individuals, families, and groups across 11 states. Not sure where to start? Amy guides you through every option at no cost — broker compensation is paid by the carriers, not you.
Schedule a Free Call →Comprehensive Coverage Options
Across All Your Needs
One independent broker, all major carriers, zero fees to you — Amy compares everything so you don’t have to.
Health Insurance
Individual and family health plans tailored to your situation. We compare options across all major carriers so you get the right coverage at the right price.
- Individual & family plans
- ACA marketplace plans & subsidies
- Short-term coverage options
- Off-exchange plans for higher earners
Medicare
Turning 65 or already enrolled? We navigate Medicare Parts A, B, C, and D — and find supplemental coverage that closes the gaps in your plan.
- Medicare Advantage (Part C)
- Medicare Supplement (Medigap)
- Prescription drug plans (Part D)
- Annual plan reviews & transitions
Medical Cost Sharing
A community-driven alternative to traditional insurance. We help you understand your options and whether a cost-sharing program is right for your household.
- Faith-based sharing plans
- Secular sharing options
- Eligibility & suitability guidance
- Side-by-side comparisons with insurance
Dental Coverage
Standalone dental plans for individuals and families. From routine preventive care to major procedures, we find plans that protect your smile and your wallet.
- Preventive & basic care plans
- Major dental coverage
- Orthodontic options
- Bundled health + dental plans
Travel Insurance
Heading abroad or spending months away from home? We find travel insurance that covers the unexpected — especially important for snowbirds with HMO plans.
- Emergency medical abroad
- Trip cancellation coverage
- Baggage & delay protection
- Long-term travel & expat plans
Hospital Indemnity
When hospitalization happens, out-of-pocket costs add up fast. Hospital indemnity plans pay you directly — covering expenses your primary insurance may not.
- Daily hospital benefit payments
- ICU & surgical coverage
- Complements major medical plans
- Flexible benefit amounts
Critical Illness
A serious diagnosis can derail your finances as much as your health. Critical illness coverage provides a lump-sum benefit when you need it most.
- Lump-sum cash benefit on diagnosis
- Covers cancer, stroke, heart attack & more
- Use funds for any expense
- Affordable premiums
Bridging the Gap to Medicare
If your group insurance ends before you turn 65, there’s a coverage gap that can be expensive and stressful. We specialize in keeping you protected until Medicare begins.
- Coverage for ages 60–64
- Short-term & bridge plans
- Cost-sharing alternatives
- Seamless transition planning to Medicare
Group Seminars & Education
Amy comes to your organization, workplace, or community group to educate employees and members about their health coverage options — in plain language, with no sales pressure.
Perfect for companies navigating open enrollment, HR teams supporting employees, or any group wanting to understand their options clearly.
Book a seminar →Topics Amy covers:
- Understanding health insurance — HMO, PPO, HDHP explained
- Membership health plans & cost-sharing alternatives
- Medicare basics & enrollment timelines for employees near 65
- Understanding group vs. individual coverage
- Bridging the gap: what happens when group coverage ends
- Q&A sessions tailored to your group’s specific questions
Not sure which plan is right for you?
A free consultation is all it takes — Amy guides you to the right coverage for your life, your family, and your budget.
Compensation disclosure: Amy Nielsen is compensated by the insurance carriers she is appointed with — not by you. Consultation, plan comparison, and enrollment assistance are completely free.
Are Your Medications Working Together —
or Against You?
In-home medication review & assessment · Your Twin Cities Nurses
Many patients, especially those managing multiple conditions, are prescribed medications by different providers who may not have the full picture. The result can be duplicate prescriptions, dangerous drug interactions, or side effects that are mistaken for new health problems.
As part of your in-home nursing assessment, your Twin Cities Nurse can conduct a thorough medication review — going through every prescription, over-the-counter drug, and supplement you take to identify duplications, flag potentially harmful combinations, and help you prepare the right questions for your physician.
You don’t need to navigate your medication list alone. We help you understand what you’re taking, why you’re taking it, and whether it’s all working together the way it should.
- ✓Full inventory of all prescriptions, OTC medications, and supplements
- ✓Identification of duplicate drugs or overlapping drug classes
- ✓Flagging of known harmful drug interactions
- ✓Side effect review — could a symptom be medication-related?
- ✓A clear summary to bring to your next doctor’s appointment
Come, all you who are thirsty, come to the waters; and you who have no money, come, buy and eat! Come, buy wine and milk without money and without cost. Isaiah 55:1