Groups 5 or more

Health Benefits for Employers

Groups 5 or more

Health Benefits for Employers
Competitive recruitment. 
Increase retention. 

Lower healthcare spending.

Better care that will get used.

With insurance premiums still on the rise, businesses across America have increasingly struggled to provide quality care for their employees. With Redirect Health your business can provide quality healthcare at a price you can actually afford.

  Learn more

Pay direct for routine care at the time of service, and less than what you would with insurance because of copays, deductibles, and coinsurances. Our packages are perfect as standalone protection, or as supplements to insurance plans.

 

Learn more. EverydayCARE benefits EverydayCARE WITHOUT Hospitalization Dual ERISA NO HRA

EverydayCARE+with+Hospitalization+UNDER20+EMP Brochure  

EverydayCARE+with+Hospitalization+20+EMP  Brochure

 

 

This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.

Learn More 

 

 

Major Medical without Primary Care.

   

Sedera Select+  Learn more  Client Overview  application

Sharing is Saving - Membership GUIDELINES

Sedera Brochure Sedera Select

 

    

Zion Health - Essential  - Major Medical with Add-on Features  Learn more  Works like having a membership card to show PHCS network pre-negotiated pricing.  Here is a  snapshot-Guidelines.

 

NOTE: Unless the plan says ERISA compliant, employees may be the only contributors to the monthly cost.  Employers are not allowed to contribute.;-(   Some cost share plans have ERISA compliant components.

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Pay direct for routine care at the time of service, and less than what you would with insurance because of copays, deductibles, and coinsurances. Our packages are perfect as standalone protection, or as supplements to insurance plans.  Includes Unlimited Mental Health, Virtual Urgent Care visits, and 400 most common medicines for $19.00/month plus discounts to cash pay doctors, network of over 350k doctors.

 

 

 

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. 

Learn more about HMA Prepaid Medical Claims Visa Card

 

Shop Health Services.

Procedure Price lookup.  This is the allowable amount Medicare insurance will pay for a procedure.

Hospital Cost Look Up

Questions about your situation?  Schedule time

Medical Cost Sharing Worksheet. MCS Education 2023

Healthy Assessment  PDF

Scope of Appointment PDF

Medicare-Education worksheet

No Insurance, No Problem, Pay as you-Go  or Shop your insurance benefits here!

Need a Lab?  Try fairpricelabs.com for most or all your blood/urine testing.

Results can be sent you and the physician.  Shop Labs at your doctor's office!

 Local Lab services: AnyLabTestnow.com

Shop Medicine prices.

GoodRx logo WEBSITE

Blink Health RX look up for the best price.

  Brochure

Mark Cuban Pharmacy

Patient Assistance HERE 

Shop Doctors.

JoinTheWedge  - Find local Independent Doctors

PHCS  - non-insurance Network

SEDERA Referral Map   -  Find independent providers nationwide.

Provider Exchange. MyWOWHealth.com

Shop Health Insurance.

MNSure  Assister ID  5503492

Federal Marketplace HealthSherpa

 Health Insurance Rate Review Link

Shop Dental Insurance.

Delta Dental (deltadentalmn.org)
1Dental.com
Careington Dental Savings

HealthPartners Dental

Ameritas Dental/Vision

Health Matching Account

 

Life Insurance

Have insurance needs? We broker most Insurance carriers for:

  • Annuities
  • Life Insurance
  • FINAL EXPENSE Insurance
  • Disability Income – Short and Long Term
  • Supplemental and Ancillary
  • Long Term Care