Groups of 20+

Employers with at least 20 employees ELIGIBLE

Groups of 20+

Employers with at least 20 employees ELIGIBLE

GROUPS 20+ Employees

EASY ENROLL: Employee Name and Phone Number. Online Landing page or personal URL for enrollment. Takes the administration away from your company so you can effectively budget and plan employee health benefits.  NOTE: Employers with at least 20 ELIGIBLE employees can have an ERISA plan. Not all employees need sign up.

Competitive recruitment. Increase retention. 

Lower healthcare spend. Better care.

With insurance premiums still on the rise, businesses across America have increasingly struggled to provide quality care for their employees. With Redirect Health your business can provide quality healthcare at a price you can actually afford.

 

Learn more. EverydayCARE benefits Brochure 

EverydayCARE+with+Hospitalization+UNDER20+EMP Brochure

EverydayCARE+with+Hospitalization+20+EMP  Brochure

 

 

Employer Groups | Shared Health Alliance

 

 

This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.

Learn More 

 

 

Major Medical without Primary Care.

Sedera      

Sedera Select+  Learn more  Client Overview  application

Sharing is Saving - Membership GUIDELINES

 

   

Zion Health - Essential  - Major Medical with Add-on Features  Learn more  Works like having a membership card to show PHCS network pre-negotiated pricing.  Here is a  snapshot-Guidelines.

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services HMA brochure

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. This is because the HMA® awards its owners up to $2 in medical benefits or more for every $1 contributed into their HMA® account balance as the program progresses, which will allow our customers to raise their health insurance deductibles and lower their monthly premiums over time because their HMA® Medical Benefits Account is designed to cover their out-of-pocket, medical cost obligations up to the higher deductibles.

Learn more about HMA Prepaid Medical Claims Visa Card

 

HMRA – Health Matching Reimbursement Account for 20 or more employees. Section 125 eligible. (HMA brochure ) (PURL)

The Health Matching Account Services HMRA®/HRA Program is not Health Insurance.
The HMRA®/HRA Visa® Prepaid Card is issued by The Bancorp Bank pursuant to a license from the Visa® U.S.A Inc.
The Bancorp Bank; Member FDIC. Card may not be used everywhere Visa® debit cards are accepted. See Cardholder Agreement for list of eligible goods, services and merchants. Health Matching Reimbursement Accounts are a patent-protected product. Claim cost and frequency may vary by group. Charges and fees may vary by group. This is not an illustration or a formal quote. Ask your broker for a formal quote.

Learn to Shop Healthcare and Compare!!

We educate you and your employees on health benefits through lunch and learns or workshops or zoom meetings.

Schedule a meeting: calendly.com/amy-n

Medical Cost Sharing – education worksheet MCS Education

Shop Health Services.

Procedure Price lookup.  This is the allowable amount Medicare insurance will pay for a procedure.

Your Medicare Original card entitlements apply as follows; Part A&B deductibles, then 20%. So your portion is 20% of the cost of the procedure.   We use this 'medicare allowed' amount when shopping for the same healthcare procedures, there is no mandate that says you can't pay the same! 😉

Questions about your situation?  Schedule time

MCS Worksheet.   MCS Education           Health Needs Assessment  PDF

No Insurance, No Problem, Pay as you-Go  or Shop your insurance benefits here!

Need a Lab?  Try fairpricelabs.com for most or all your blood/urine testing.  Results can be sent you and the physician.  Shop Labs at your doctor's office!

 

 

Shop Medicine prices.

GoodRx logo  

Blink Health RX look up for the best price.

  Brochure

 

Shop Doctors.

TheWedge  - Find local Independent Doctors

PHCS  - non-insurance Network

SEDERA Referral Map   -  Find independent providers nationwide.

WOW Health Solutions  -  Provider Exchange

 

Shop Health Insurance.

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Preferred One (Quote/Enroll)

Carrier logo

HealthPartners (Quote/Enroll)

 

Shop Dental Insurance.

Delta Dental (deltadentalmn.org)
1Dental.com
Careington Dental Savings

 

Traditional Insurance Quote by census

BCBS, Aetna, Preferred One, HealthPartners

Life Insurance

Have insurance needs? We broker most Insurance carriers for:

  • Annuities
  • Life Insurance
  • FINAL EXPENSE Insurance
  • Disability Income – Short and Long Term
  • Supplemental and Ancillary
  • Long Term Care
  • Quote