GROUPS 20+ Employees

EASY ENROLL: Employee Name and Phone Number. Online Landing page or personal URL for enrollment. Takes the administration away from your company so you can effectively budget and plan employee health benefits.  NOTE: Employers with at least 20 ELIGIBLE employees can have an ERISA plan. Not all employees need sign up.

Learn more. EverydayCARE benefits EverydayCARE WITHOUT Hospitalization Dual ERISA NO HRA

EverydayCARE+with+Hospitalization+UNDER20+EMP Brochure  

EverydayCARE+with+Hospitalization+20+EMP  Brochure

This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.

Learn More 

• Co-pay Advantage Plan Brochure  Add Major Medical Cost Membership Sedera Select+ pricing below.
• HDHP (HSA eligible) NCBA HDHP-Basic MEC Enrollment Guide  Add Sedera Select+ pricing below.

Major Medical without Primary Care.

Sedera Select+  Learn more  Client Overview  application

Sharing is Saving - Membership GUIDELINES

Sedera Brochure Sedera Select

Zion Health - Essential  - Major Medical with Add-on Features  Learn more  Works like having a membership card to show PHCS network pre-negotiated pricing.  Here is a  snapshot-Guidelines.

NOTE: Unless the plan says ERISA compliant, employees may be the only contributors to the monthly cost.  Employers are not allowed to contribute.;-(   Some cost share plans have ERISA compliant components.

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services

The HMA^® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. 

Learn more about HMA Prepaid Medical Claims Visa Card

HMRA – Health Matching Reimbursement Account for 20 or more employees. Section 125 eligible. (HMA brochure ) (PURL)

The Health Matching Account Services HMRA^®/HRA Program is not Health Insurance.
The HMRA^®/HRA Visa^® Prepaid Card is issued by The Bancorp Bank pursuant to a license from the Visa^® U.S.A Inc.
The Bancorp Bank; Member FDIC. Card may not be used everywhere Visa^® debit cards are accepted. See Cardholder Agreement for list of eligible goods, services and merchants. Health Matching Reimbursement Accounts are a patent-protected product. Claim cost and frequency may vary by group. Charges and fees may vary by group. This is not an illustration or a formal quote. Ask your broker for a formal quote.