Groups of 20+

Employers with at least 20 employees ELIGIBLE

Groups of 20+

Employers with at least 20 employees ELIGIBLE

GROUPS 20+ Employees

EASY ENROLL: Employee Name and Phone Number. Online Landing page or personal URL for enrollment. Takes the administration away from your company so you can effectively budget and plan employee health benefits.  NOTE: Employers with at least 20 ELIGIBLE employees can have an ERISA plan. Not all employees need sign up.

Competitive recruitment. 
Increase retention. 

Lower healthcare spending.

Better care that will get used.

With insurance premiums still on the rise, businesses across America have increasingly struggled to provide quality care for their employees. With Redirect Health your business can provide quality healthcare at a price you can actually afford.


Learn more. EverydayCARE benefits EverydayCARE WITHOUT Hospitalization Dual ERISA NO HRA

EverydayCARE+with+Hospitalization+UNDER20+EMP Brochure  

EverydayCARE+with+Hospitalization+20+EMP  Brochure



This co-pay plan with major medical cost sharing uses the PHCS network for primary care visits. This plan also includes RX formulary and annual preventative visit.

Learn More 



Major Medical without Primary Care.


Sedera Select+  Learn more  Client Overview  application

Sharing is Saving - Membership GUIDELINES

Sedera Brochure Sedera Select



Zion Health - Essential  - Major Medical with Add-on Features  Learn more  Works like having a membership card to show PHCS network pre-negotiated pricing.  Here is a  snapshot-Guidelines.


NOTE: Unless the plan says ERISA compliant, employees may be the only contributors to the monthly cost.  Employers are not allowed to contribute.;-(   Some cost share plans have ERISA compliant components.

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. 

Learn more about HMA Prepaid Medical Claims Visa Card


HMRA – Health Matching Reimbursement Account for 20 or more employees. Section 125 eligible. (HMA brochure ) (PURL)

The Health Matching Account Services HMRA®/HRA Program is not Health Insurance.
The HMRA®/HRA Visa® Prepaid Card is issued by The Bancorp Bank pursuant to a license from the Visa® U.S.A Inc.
The Bancorp Bank; Member FDIC. Card may not be used everywhere Visa® debit cards are accepted. See Cardholder Agreement for list of eligible goods, services and merchants. Health Matching Reimbursement Accounts are a patent-protected product. Claim cost and frequency may vary by group. Charges and fees may vary by group. This is not an illustration or a formal quote. Ask your broker for a formal quote.

Learn to Shop Healthcare and Compare!!

We educate you and your employees on health benefits through lunch and learns or workshops or zoom meetings.

Schedule a meeting:

Medical Cost Sharing – education worksheet MCS Education

ICHRA Information - popular employer health benefit

Shop Health Services.

Procedure Price lookup.  This is the allowable amount Medicare insurance will pay for a procedure.

Hospital Cost Look Up

Questions about your situation?  Schedule time

Medical Cost Sharing Worksheet. MCS Education 2023

Healthy Assessment  PDF

Scope of Appointment PDF

Medicare-Education worksheet

No Insurance, No Problem, Pay as you-Go  or Shop your insurance benefits here!

Need a Lab?  Try for most or all your blood/urine testing.

Results can be sent you and the physician.  Shop Labs at your doctor's office!


Shop Medicine prices.

GoodRx logo WEBSITE

Blink Health RX look up for the best price.


Mark Cuban Pharmacy

Patient Assistance HERE 

Shop Doctors.

JoinTheWedge  - Find local Independent Doctors

PHCS  - non-insurance Network

SEDERA Referral Map   -  Find independent providers nationwide.

WOW Health Solutions  -  Provider Exchange


Shop Health Insurance.

MNSure  Assister ID  5503492

Federal Marketplace HealthSherpa

 Health Insurance Rate Review Link

Shop Dental Insurance.

Delta Dental (
Careington Dental Savings

HealthPartners Dental

Ameritas Dental/Vision

Health Matching Account


Traditional Insurance Quote by census

BCBS, Aetna, Preferred One, HealthPartners

Life Insurance

Have insurance needs? We broker most Insurance carriers for:

  • Annuities
  • Life Insurance
  • FINAL EXPENSE Insurance
  • Disability Income – Short and Long Term
  • Supplemental and Ancillary
  • Long Term Care