Regular Health Maintenance

2-4 office visits annually

Regular Health Maintenance

2-4 office visits annually
Primary care with Major Medical plans.

Combined primary care health benefits with a major medical cost sharing plan.

 

MPB Care+  Learn More

  • Benefit: Medical Cost Sharing, Telehealth, Navigation and Negotiation Help, Cost & Quality Shopping, Care Connect
  • Feature:  Minimum Essential Coverage Plan, Pharmacy Benefit Plan, Personal Medical Records Vault, QR Life Code, Life Care (EAP/MAP), Healthcare Discounts
  • Brochure
  • ENROLL
 

 

Learn more.

 

LEARN MORE.

Offers two plans that use the PHCS network and include a drug formulary.  This is a good choice if you or a family member take medicines regularly.

Learn more Advantage Plan, a Co-Pay Plan  -  (brochure)

Add Sedera Major Medical Cost Sharing Level 3 Pricing

Learn more High Deductible Plan, (HSA eligible)  - HDHP_Basic MEC Enrollment Guide  (brochure)

Add Sedera Major Medical Cost Sharing Level 1 Pricing

 

The Right Healthcare The Right Price

Primary Care Strategies 

WHAT IS DIRECT PRIMARY CARE (DPC)?  A personal relationship with your doctor. A doctor that sees you through wellness and recovery without insurance interference.  Usually pay a monthly subscription for care throughout the year.  Less stress, better care and keep more of your money.

 

APEX Primary Care Plans (pairs with major medical cost sharing)

Offers two plans that use the PHCS network and include a drug formulary.  This is a good choice if you or a family member take medicines regularly.

High Deductible MEC Plan (HSA eligible) -  (brochure)

Advantage Plan, a Co-Pay Plan  -  (brochure)

 

Pay as you go  (on demand)

Independent Doctors and Clinics - No Insurance, No Problem!  Clear and transparent pricing and exceptional service!  Here are a few to check out.

Visit Southdale Physicians, Dr. Merlin Brown’s medical practice is unique in that he offers personalized healthcare on a fee-for-service basis without an annual fee. Patients simply pay as they go for services. This business model ensures that Dr. Brown’s patients get the highest quality and most compassionate healthcare at very affordable rates.

Visit the TheDrsHouse. Better-than-concierge medicine for adults.  Dr. Adepero Okulaja’s clinic has been designed to make her patients feel more like they are visiting a contemporary home vs. the stark look of many medical offices.

Visit  Your Doctor Our patient benefits include full access to care without barriers.

A CURE FOR THE
COMMON COVERAGE

For Families - Visit Parkway Clinic.  One of the most important decisions you will make is choosing a health care provider for you and your family.

Medical Cost Sharing Membership (without primary care)

Community Medical Cost sharing with others that strive to live a healthy life and instead paying corporations for healthcare, we pool our resources and share per the Guidelines of membership.  Most include Telemedicine for a nominal fee and no fee at all with membership.

Sedera      

Sedera Access  Learn more  

Sharing is Saving - Medical Cost Sharing is a surprisingly affordable non-insurance solution to manage large healthcare costs. Unlike other options, this approach is centered entirely around people helping people. Our Members share one another’s medical burdens and shop for the best care at the best price. In doing so, we support one another’s physical and financial health.  Membership GUIDELINES

 
 

        Learn more

Sharing is Saving -  RX Share  -  Wellness Visit Brochure  -  PHCS Network  -  Snapshot Membership  Guidelines 

Medi-Share Carrier at Lifestyle Advisors

Learn more Medi-Share is an innovative health care solution for Christians looking to save money without sacrificing on quality. As the nation’s largest health care sharing community, Medi-Share members take comfort in knowing their eligible medical expenses will be shared by their community.  Statement-of-faith     Enrollment    Guidelines     PHCS Network   Exemption

Shop Health Benefits and Save.

Health care has two basic components: day-to-day care (acute) and major medical (hospitalization).

Tradition Insurance combines the two parts; you may have a co-pay for acute care (clinic), and deductibles usually apply as well as using in-network providers and only predetermined treatment plans are covered.  Medical Cost Sharing(MCS) on the other hand, shares in major medical needs only (hospitalization) with NO network or treatment limitations because it is non-insurance. Therefore no CONTRACTS and you are free to choose the best providers and treatments for your situation wherever you are.  Now pair MCS with one of day-to-day care options listed below. If you rarely go to the doctor, why not pay-as-you-go or if you go often then seek a direct primary care provider for a FLAT monthly fee.  Custom built health care benefits per individual.

Schedule a meeting: calendly.com/amy-nielsen

Short Term Medical QUOTE

 

 

Shop Health Services.

Procedure Price lookup.  This is the allowable amount Medicare insurance will pay for a procedure.

Your Medicare Original card entitlements apply as follows; Part A&B deductibles, then 20%. So your portion is 20% of the cost of the procedure.   We use this 'medicare allowed' amount when shopping for the same healthcare procedures, there is no mandate that says you can't pay the same! 😉

Questions about your situation?  Schedule time

MCS Worksheet.   MCS Education           Health Needs Assessment  PDF

No Insurance, No Problem, Pay as you-Go  or Shop your insurance benefits here!

Need a Lab?  Try fairpricelabs.com for most or all your blood/urine testing.  Results can be sent you and the physician.  Shop Labs at your doctor's office!

 

 

Shop Medicine prices.

GoodRx logo  

Blink Health RX look up for the best price.

  Brochure

 

Shop Doctors.

TheWedge  - Find local Independent Doctors

PHCS  - non-insurance Network

SEDERA Referral Map   -  Find independent providers nationwide.

WOW Health Solutions  -  Provider Exchange

 

Shop Health Insurance.

 

Federal Marketplace HealthSherpa

 

Return to home page

Preferred One (Quote/Enroll)

Carrier logo

HealthPartners (Quote/Enroll)

    Humana (Quote/Enroll)

 

Individual, Family and GROUP Plans

 

  

 

 

Shop Dental Insurance.

Delta Dental (deltadentalmn.org)
1Dental.com
Careington Dental Savings

HealthPartners Dental

Ameritas Dental/Vision

Short Term Medical 

Quote 

Life Insurance

Have insurance needs? We broker most Insurance carriers for:

  • Annuities
  • Life Insurance
  • FINAL EXPENSE Insurance
  • Disability Income – Short and Long Term
  • Supplemental and Ancillary
  • Long Term Care

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services HMA brochure

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. This is because the HMA® awards its owners up to $2 in medical benefits or more for every $1 contributed into their HMA® account balance as the program progresses, which will allow our customers to raise their health insurance deductibles and lower their monthly premiums over time because their HMA® Medical Benefits Account is designed to cover their out-of-pocket, medical cost obligations up to the higher deductibles.

Learn more about HMA Prepaid Medical Claims Visa Card