Connect with the
right kind of care

We take care of your every day and large healthcare needs. Take care of yourself and we will take care of the rest. Get your first month membership in just $19.99.



Find a Provider

More like insurance without the high cost.


Learn more. EverydayCARE benefits EverydayCARE WITHOUT Hospitalization Dual ERISA NO HRA

EverydayCARE+with+Hospitalization+UNDER20+EMP Brochure  

EverydayCARE+with+Hospitalization+20+EMP  Brochure


Direct Primary Care 

WHAT IS DIRECT PRIMARY CARE (DPC)?  A personal relationship with your doctor. A doctor that sees you through wellness and recovery without insurance interference.  Usually pay a monthly subscription for care throughout the year.  Less stress, better care and keep more of your money.




Offers two plans that use the PHCS network and include a drug formulary.  This is a good choice if you or a family member take medicines regularly.

High Deductible MEC Plan (HSA eligible) Includes one annual visit and virtual care plus formulary sharing.

Co-Pay Plan  - Summit Plan includes every thing the high deductible plan has plus additional office visits, diagnostics and imaging at a co-pay.



A CURE FOR THE COMMON COVERAGE, PrimaCare Direct is a health membership for primary care that allows you to pay one low monthly subscription fee of $75 a month directly to the clinic of your choice for unlimited primary care access.  Add this to any High Deductible plan or medical cost sharing plan for the most comprehensive strategy per individual.


Independent Doctors and Clinics - No Insurance, No Problem!  Clear and transparent pricing and exceptional service!

Where can you find an independent doctor that has flexiblity to charge a self determined fee for servies?

Look for names like .."family Physicians" or Dr. so-and-so clinic.  Avoid the BIG NAME corporate clinics and hospitals, they are not able to negotiate terms of services and you will pay hundreds of dollars more than you should.


Major Medical Coverage only



Sedera Access  Learn more  

Sharing is Saving - Medical Cost Sharing is a surprisingly affordable non-insurance solution to manage large healthcare costs. Unlike other options, this approach is centered entirely around people helping people. Our Members share one another’s medical burdens and shop for the best care at the best price. In doing so, we support one another’s physical and financial health.  Membership GUIDELINES

Christian Healhcare Ministries

CHM is the alternative to insurance that gives you freedom over your healthcare decisions.

Medi-Share Carrier at Lifestyle Advisors

Learn more Medi-Share is an innovative health care solution for Christians looking to save money without sacrificing on quality. As the nation’s largest health care sharing community, Medi-Share members take comfort in knowing their eligible medical expenses will be shared by their community.  Statement-of-faith     Enrollment    Guidelines     PHCS Network   Exemption

Zion Health Share

Members have the freedom to work with any provider without network restrictions. We do not have annual or lifetime sharing maximums. We share into acute medical costs incurred outside the United States.



Shop Health Services.

Procedure Price lookup.  This is the allowable amount Medicare insurance will pay for a procedure.

Hospital Cost Look Up

Questions about your situation?  Schedule time

Medical Cost Sharing Worksheet. MCS Education 2023

Healthy Assessment  PDF

Scope of Appointment PDF

Medicare-Education worksheet

No Insurance, No Problem, Pay as you-Go  or Shop your insurance benefits here!

Need a Lab?  Try for most or all your blood/urine testing.

Results can be sent you and the physician.  Shop Labs at your doctor's office!

 Local Lab services:

Shop Medicine prices.

GoodRx logo WEBSITE

Blink Health RX look up for the best price.


Mark Cuban Pharmacy

Patient Assistance HERE 

Shop Doctors.

JoinTheWedge  - Find local Independent Doctors

PHCS  - non-insurance Network

SEDERA Referral Map   -  Find independent providers nationwide.

Provider Exchange.

Shop Health Insurance.

MNSure  Assister ID  5503492

Federal Marketplace HealthSherpa

 Health Insurance Rate Review Link

Shop Dental Insurance.

Delta Dental (
Careington Dental Savings

HealthPartners Dental

Ameritas Dental/Vision

Health Matching Account


Life Insurance

Have insurance needs? We broker most Insurance carriers for:

  • Annuities
  • Life Insurance
  • FINAL EXPENSE Insurance
  • Disability Income – Short and Long Term
  • Supplemental and Ancillary
  • Long Term Care

There is Help to Pay Medical and Dental Expenses.

Not qualified for a Health Savings Account? Here is another way to pay for out-of-pocket medical expenses including dental, vision, RX, deductibles, IUAs, co-pays and much much more.

HMA – Health Matching Account Services

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. 

Learn more about HMA Prepaid Medical Claims Visa Card


Regular Health Maintenance

2-4 office visits annually

Regular Health Maintenance

2-4 office visits annually