Health guidance for your whole life Nature first, covered always
Lifestyle Advisors is not your typical health insurance agency. We believe the best health plan is the one you never have to use — and that insurance is a safety net, not a substitute for wellness.
Licensed in 11 states CA License #4361005 · MNSure Assister #5503492
Our philosophy — in the right order
Most insurance agencies start with plan options and carriers. We start somewhere different because lasting health doesn’t come from a policy.
🌿 Natural Health & Self-Care
Food, movement, sleep, stress, and self-awareness. The most powerful health tools available — and they don’t require a deductible. We help you build a foundation that reduces your need for the healthcare system.
💊 Alternative Treatments & Remedies
Herbal approaches, original remedies, and time-tested cures that have been quietly effective for generations. Not a replacement for emergency care — but a powerful complement to any health strategy.
🤝 Cost Sharing & Community Plans
Medical cost sharing, direct primary care, and community-based alternatives to traditional insurance — often significantly less expensive and more flexible for healthy individuals and families.
🛡 Insurance Where Necessary
When traditional insurance is the right tool — ACA marketplace plans, group benefits, and supplemental coverage — we find the right plan at the right price. Independent brokers, every carrier compared.
🏥 Medicare Guidance
Medicare is one of the most consequential decisions you’ll make. We specialize in helping people navigate Medicare Advantage, Medigap, Part D, and the enrollment timeline so you get it right the first time.
📚 Education & Presentations
Understanding your health options is the most empowering thing you can do. We offer community presentations, employer workshops, and one-on-one education — navigating health plans and major health needs.
A different kind of health advisory practice
Lifestyle Advisors was founded on a simple belief: the healthcare system works better when people are empowered to navigate it — not just handed a policy and left to figure it out.
Most insurance brokers compare carriers and collect commissions. We do that too but it’s the last step, not the first. Before we ever talk about a health plan, we talk about your health. Your lifestyle. Your goals. What you’re trying to protect, and what you’re trying to avoid.
We believe in natural remedies and self-care as a foundation. We believe cost sharing and community plans are genuinely better for some people than traditional insurance. And we believe that when insurance is the right answer, an independent broker who compares every carrier is worth more than any captive agent tied to one company.
That’s the Lifestyle Advisors difference. Natural health first. Alternatives seriously considered. Insurance where it fits. Education always.
🌿 What makes us different
We start with natural health and alternatives before recommending any insurance product. That means some clients leave with a cost-sharing plan. Some with a DPC membership. Some with nothing but better health habits. We’re okay with that.
🛡 Independent — no carrier loyalty
As independent brokers, we are appointed with every major carrier but loyal to none of them. Our only obligation is to find the right solution for your situation. Carrier compensation is disclosed — always.
📚 Education is part of the service
We offer community presentations, employer workshops, and Medicare education sessions because an informed person makes better health decisions, with or without our help.
🏥 Navigating major health needs
When a serious diagnosis hits, the system can be overwhelming. We help clients understand prior authorizations, appeals, cost strategies, and how to get the care they need without being buried in bills.
Licensed, independent, and accountable
We are licensed health insurance brokers appointed with all major carriers across 11 states. Our compensation is paid by carriers — not by you — and always disclosed.
Insurance License
License #4361005
Health & Life · All 11 states
MNSure Certified
Assister ID #5503492
Certified ACA marketplace assister
11 States Licensed
MN · WI · IA · FL · TX · TN
MO · CO · SD · HI · CA
Always Free to You
Carrier-compensated brokerage. Consultation, comparison & enrollment assistance at no charge.
Our values — not just a mission statement
These aren’t talking points. They’re the actual beliefs that guide every client conversation, every recommendation, and every page of this website.
🌿 Whole-person health comes first
We genuinely believe that nutrition, movement, sleep, and natural remedies are more powerful than most people realize — and that reducing dependence on the healthcare system is a legitimate health goal.
🤝 Alternatives deserve serious consideration
Cost sharing, direct primary care, and self-pay strategies are real options that work well for many people. We never dismiss them in favor of a commission-bearing product.
🛡 Insurance is a tool, not an answer
The right insurance plan, at the right price, at the right time — is genuinely valuable. But it’s the last line of defense, not the first. We help people build a health strategy, not just buy a policy.
📚 Education empowers better decisions
An informed person navigates a major health event better, uses their plan more effectively, and makes smarter choices. We invest in education because it’s the right thing to do — not because it generates sales.
🏥 Navigate the system when you need it
Sometimes you need a specialist, a surgery, or a major intervention. We help clients understand how to get the care they need, advocate for themselves, and avoid the financial catastrophe that can follow.
💬 Honest, even when it costs us
If a cost-sharing plan is better for you than an ACA plan, we’ll tell you — even though cost sharing doesn’t pay broker commissions. Honest advice builds long-term relationships. That’s the business we want.
A growing practice with a shared mission
Interested in joining the Lifestyle Advisors mission?
We are building a team of independent health advisors who share the philosophy natural health first, alternatives seriously, insurance where necessary, education always. If that resonates with you, we’d love to talk.
Independent Agents Welcome
Lifestyle Advisors is growing and we’re looking for passionate, independent agents who want to make a real difference in people’s lives.
We offer a flexible, supportive environment where you set your own schedule, build your own book of business, and have access to the tools and training you need to succeed.
✦ No insurance license required to sell health share plans to individuals and families.
- ✦ Flexible independent contractor role
- ✦ Training and support provided
- ✦ Make a difference in your community
- ✦ Whether newly licensed or experienced — we’d love to connect
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Your health. Your choices. We’ve got you covered.
Book a free consultation — natural health, cost sharing, Medicare, or insurance. Whatever you need, we start with an honest conversation.
And he sent them to preach the kingdom of God, and to heal the sick. Luke 9.2